Many of these credit card perks go beyond the travel or cash-back rewards many cards tout. Sometimes they go hand-in-hand, but for the most part, you may have great credit card perks even if you don’t have a rewards credit card. The opposite is also true: That rewards credit card may be doubly worth the annual fee (if it has one at all) if it comes with extra perks. Picking a credit card requires considering all the financial details—the APR, annual fees, whether it uses deferred interest for an initial signing benefit—but if those factors seem acceptable and the card comes with great perks, that card might be worth signing up for. Whether you’re taking a closer look at the credit card you’ve used for years or trying to pick a new one, here are 14 great credit card perks you may not know about. Take a look at the fine print of your credit card agreement to see the perks you can start taking advantage of.
At the Airport
Free checked luggageLounge accessPriority boardingCredit toward TSA PreCheck for faster airport screening
At Hotels
Late checkoutRoom upgradesComplimentary breakfast
Around Town
Free entrance to a variety of museums and cultural centersRideshare credits for Uber or LyftPresale access and priority seating for some concerts and sports events
At Home
Protection against cellphone theft or damageFree shipping from certain retailersExtended warrantiesPurchase protection
